Matt and I have spent many hours in the past two days talking about our finances. What a drag, right?
Financial speak and I have not always had the most fruitful of relationships. Let me put it to you this way... I consider myself to be a pretty good student, yet found Family Financial Management at Tech to be one of the most difficult courses of my undergrad career. Not kidding. Money market mutual funds, compounding interest, blah blah blah... Maybe it had something to do with it being on a Friday morning, too...
The dreadful course aside, I finally found the book at Barnes and Noble that is speaking to me in all the right ways. It is called Shoo, Jimmy Choo: The Modern Girl's Guide to Spending Less and Saving More by Catey Hill. This book gives easy to understand instructions for those of us who didn't major in finance on how to lessen/eliminate debt, save money and stay our fabulous selves. It emphasizes the importance of giving yourself little allowances in spending. However, it also helps you identify why you spend and seeks to teach you how to sacrifice a little.
Why buy this book?
Because, I'm sorry, I'm not scrimping on skin care and drinks out. But at the same time, it is very important to my family of two to start growing, rather than just sustaining ourselves pay period to pay period.
So I put my big girl panties on and made my first real budget with my husband. $100/month of fun money... do you think I can do it?